Commercial Auto Insurance
Commercial Auto Insurance Information
Professional liability insurance can be a complex, complicated, difficult-to-understand issue. Above All Insurance has a knowledgeable staff that is ready to answer all of your questions as part of the process of helping you find the best business liability insurance, small business insurance, or other type of policy. We provide quotes from multiple carriers in an effort to save you up to 30% on your policy. Policies can be issued in a matter of minutes, thanks to personal attention from an agent who is individually dedicated to meeting your needs.
By working to find the ideal coverage from among a wide range of choices, we prove that our loyalty lies with the client. This approach is a fundamental departure from agents that represent just one insurer and whose loyalty is naturally to that professional liability insurance company.
Simply fill out a form to get a fast quote. Call Above All Insurance at 623-245-1100 for further details about business liability insurance or any other type of coverage.
As a business owner, you need the same kinds of insurance coverages for the car you use in your business as you do for a car used for personal travel -- liability, collision and comprehensive, medical payments (known as personal injury protection in some states) and coverage for uninsured motorists. In fact, many business people use the same vehicle for both business and pleasure. If the vehicle is owned by the business, make sure the name of the business appears on the policy as the "principal insured" rather than your name. This will avoid possible confusion in the event that you need to file a claim or a claim is filed against you.
Whether you need to buy a business auto insurance policy will depend on the kind of driving you do. A good insurance agent will ask you many details about how you use vehicles in your business, who will be driving them and whether employees, if you have them, are likely to be driving their own cars for your business.
While the major coverages are the same, a business auto policy differs from a personal auto policy in many technical respects. Ask your insurance agent to explain all the differences and options.