A common misconception is that if you don’t own a home, insurance becomes less of a concern. However, it is still important to find apartment renters insurance or other types of renters property insurance to cover your furniture, TV, and personal property items. Above All Insurance gets you home renters insurance quotes from multiple carriers in an effort to find you the coverage you need at the price you deserve. By working with many different insurance companies to locate the best quote for the coverage you need, we can save you up to 30% on your apartment renters insurance.

Our goal is to earn a lifetime relationship with each of our clients, and we know we can only accomplish this by giving our very best-and settling for nothing less. Browse our web site to learn more about our renters property insurance options.

Complete a simple quote request to get a fast quote today. Contact us at 623-245-1100 if you have additional questions.

With renters insurance, you will be able to replace what is damaged or stolen.

Renters insurance covers your possessions against losses from fire or smoke, lightning, vandalism, theft, explosion, windstorm, and water damage from plumbing.

However, renters insurance does not cover floods, earthquakes or routine wear and tear. You can, however, buy separate policies for flood and earthquake damage.

If you are forced out of your home because of a disaster your additional living expenses will be covered.

Renters insurance pays the reasonable additional costs of temporarily living away from your home if you can't live in it due to a fire, severe storm or other insured disaster. It covers hotel bills, temporary rentals, restaurant meals and other living expenses incurred while your home is being rebuilt. Coverage for additional living expenses differs from company to company.

Renters insurance also covers your responsibility to other people injured at your home or elsewhere by you, a family member or your pet and pays legal defense costs if you are taken to court.

Decide How Much Insurance You Need.

Add up the cost of everything you would want to replace if it were damaged or stolen. This could also serve as the basis for an inventory that will make filing a claim easier. For an inventory, also record model numbers, dates and places of purchase. Take photographs or make a video of these items and place a copy of the inventory in safe place away form your home.

If you rent an apartment or house you need insurance to protect your belongings. While your landlord might have insurance, it only protects the building. Your belongings are not covered under those policies.