Homeowners Insurance in Phoenix, AZ
A home is a valuable investment, and a home insurance policy may protect you financially should a covered risk damages your property. At Above All Insurance, our agents are here to help you find the most appropriate home coverage for your needs.
What Does Home Insurance Cover?
A standard home insurance policy may include the following:
- Dwelling coverage may cover the costs of repairing your home’s physical structure after a fire, theft, vandalism or certain natural disasters.
- Structure coverage may pay for repairing or replacing detached structures like a garage or shed.
- Personal property coverage may cover your personal belongings like appliances, clothing, electronics or furniture.
- Personal liability coverage may be helpful if you’re liable for third- party bodily injury or property damage.
- Additional living expenses coverage may pay for food, shelter and other expenses if you must move out of your home after a loss event.
How Much Does Home Insurance Cost?
The cost of home insurance in Arizona may depend on various factors. Insurers may consider the following factors in calculating your premium:
- Your location
- The age, type and value of your home
- Your claims history
- Your coverage limits
- Your deductible amount
Here are some ways you can save on home insurance:
- Bundle your home and auto insurance policies.
- Have a higher deductible amount.
- Retrofit your home to be more resistant to natural disasters.
- Install a home security system.
- Maintain a good credit standing.
Contact Above All Insurance today to learn more or request a personalized quote.