Motorcycle Insurance in Phoenix, AZ
Motorcycle insurance may provide financial support in case of accidents, theft or damage involving a motorcycle. Many riders in Arizona purchase insurance to show the state they can cover costs if found at fault in an accident.
How Does Motorcycle Insurance Work?
When you buy motorcycle insurance, you agree to pay a premium in exchange for coverage that may provide financial protection if something goes wrong. That could be a collision, vandalism or a lawsuit if someone gets hurt. Insurance can help you handle those situations without draining your savings or delaying repairs.
What Does Motorcycle Insurance Cover?
You can customize your motorcycle policy to suit your riding habits. Your agent may recommend the following:
- Liability coverage may compensate others if you’re at fault in an accident that caused them injuries or property damage.
- Collision coverage may reimburse your bike’s repair or replacement costs after an accident.
- Comprehensive coverage may pay for damages after non-collision events like fire or theft.
- Uninsured/underinsured motorist coverage may cover accident-related costs following an accident with an at-fault driver who has little or no insurance.
- Accessories coverage may cover modifications and upgrades to your bike, including custom paint work, saddlebags and aftermarket exhaust systems.
- Roadside assistance coverage may provide towing, battery jump-starts and minor repairs when your motorcycle breaks down while you’re out riding.
How Much for Coverage?
Many factors influence motorcycle insurance rates, including your age, location, driving history and the type of bike you ride. Sport bikes generally have higher premiums than cruisers or touring models. Coverage options also affect price. Liability-only policies often cost less than ones that include collision and theft.
Get Covered Today
Contact Above All Insurance today to help you secure motorcycle coverage. Our agents are here to help you get started.