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Home » Blog

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March 26, 2024
Above All Insurance

What Happens to My Comprehensive and Collision Insurance Premium as My Car Loses Value? 

Comprehensive and collision insurance provide essential financial protection for drivers, covering damages to their vehicles in various scenarios, including accidents, theft and vandalism. However, as the value of our cars diminishes over time, it’s natural to wonder what happens to our insurance premiums. From the moment they’re driven off the lot, cars begin to lose […]
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December 29, 2023
Above All Insurance

Why Is It Important to Update Your Homeowners Policy When You Rent Your Home Out?

In the dynamic real estate landscape, homeowners often consider renting out their property for various reasons, such as additional income or temporary relocations. While the decision to become a landlord comes with its share of financial benefits, it also brings forth a crucial responsibility – ensuring that your homeowners insurance policy is updated to accommodate […]
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November 30, 2023
Above All Insurance

Why Do Small Businesses Need Commercial Auto Insurance?

Running a small business involves many responsibilities, including securing proper insurance coverage. If your business relies on vehicles for operations, whether for deliveries, transporting equipment or client meetings, it’s essential to understand the significance of commercial auto insurance. Distinguishing Personal from Commercial Use The first and most crucial reason small businesses invest in commercial auto […]
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October 24, 2023
Above All Insurance

What Is the Purpose of SR-22 Insurance?

If you’ve recently been told that you need to file an SR-22 form, you might be wondering what it is and why you need it. Many people refer to the SR-22 form as a type of insurance, but it’s a document filed with the state proving that your auto insurance meets the state’s minimum requirements. […]
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June 14, 2023
Above All Insurance

How to Be a Safe Motorist on the Road

According to the most recent estimates from the National Highway Traffic Safety Administration (NHTSA), traffic fatalities increased 10.5% from 2020 to 2021. An estimated 42,915 people lost their lives in a motor vehicle accident in 2021—a 16-year high. What’s more, motorcyclist fatalities increased 9% in this same time period. Being a safe motorist on the […]
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May 16, 2023
Above All Insurance

Insurance Tips for First-time Homeowners

Being a first-time home buyer can be an overwhelming process, and there are many steps to complete before moving day. One critical step in the process is purchasing homeowners insurance. The following tips and information are essential for first-time homeowners to know. What Does Homeowners Insurance Cover? Homeowners insurance policies may provide coverage for the […]
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October 24, 2022
Agency

Welcome to Our New Website

Our dedicated staff of insurance professionals are here to assist you in securing a life insurance policy to protect you and your loved ones for years to come. With a vast knowledge of our many carriers, we are equipped to shop for the best policy to suit your needs. Our job is to help you […]
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November 30, 2021
Agency

How Are Death Benefits Paid from a Life Insurance Policy

How Are Death Benefits Paid from a Life Insurance Policy When you insure yourself under a life insurance policy, you will name a beneficiary who will receive the policy’s payout in the event of your death. This settlement is called a death benefit, and it can ease your survivors’ financial burdens in numerous practical ways.  […]
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November 25, 2021
Agency

How Does Sleep Impact Your Health?

How Does Sleep Impact Your Health? Are you getting enough hours of sleep at night? Do you wake up each morning feeling refreshed and ready to go? For many people, that’s not the case. It’s more common for individuals to struggle through those first hours of the day, longing to be back in bed for […]
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November 23, 2021
Agency

Understanding Your BOP’s Interruption Coverage

Understanding Your BOP’s Interruption Coverage A business owner’s policy, or BOP, contains several critical elements of business insurance. Among these, you will likely find business interruption insurance—one of the most critical elements of protection any business needs. If you don’t fully understand this coverage, you might not be able to use it to your advantage. […]
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