December 21, 2017
AgencyWill Home Insurance Pay for Smoke Damage from a Fireplace Accident?
Will Home Insurance Pay for Smoke Damage from a Fireplace Accident? Home insurance policies differ significantly from one another. In many situations, they will provide coverage for smoke damage. However, this depends on a variety of factors. The individual circumstances of the situation play the biggest role here. Homeowners need to take a closer look […]
December 19, 2017
AgencyThe Impact of Climate Change on Business Insurance
The Impact of Climate Change on Business Insurance Some people think natural cycles cause climate change. Others argue that human action warmed the planet. The Insurance Information Institute (III) says the reasons may not matter to insurers. Business insurance companies care about managing risks. They need to predict future claims. The impact of climate change […]
December 14, 2017
AgencyShould You Keep Full Car Insurance Coverage?
Should You Keep Full Car Insurance Coverage? Do you still have an auto loan? Lenders almost always ask for full car insurance coverage. However, have you paid off your loan? You may think about dropping parts of your coverage like collision and comprehensive insurance. If you only keep liability coverage, you might reduce your auto […]
December 12, 2017
AgencyDoes Business Insurance Cover Copyright Infringement?
Does Business Insurance Cover Copyright Infringement? Every business has the right to protect their copyrights and trademarks. Sometimes, mistakes happen. If your company is facing a claim of infringement, you must take action. Let your business insurance agent know. In some cases, your liability insurance will help to cover the losses associated with these claims. […]
December 7, 2017
AgencyInsuring Smart Home Technology: Is Your Contents Coverage Enough?
Insuring Smart Home Technology: Is Your Contents Coverage Enough? Homes can do so much more today than ever before. Not only do they provide a safe place to live, but they interact with people. Smart technology is providing many benefits for homeowners nowadays. It can control home security and energy systems. It can control lighting. […]
December 5, 2017
AgencyClient Disputes: Can Business Insurance Cover Losses?
Client Disputes: Can Business Insurance Cover Losses? Business insurance is an essential form of protection for a company. Liability insurance is one form of this coverage. If a client dispute arises, it may provide some financial support for claims. It is important to know what your policy covers. Many differences exist in this area of […]